What we do?

We understand the challenges that come with credit issues, and we’re here to help you overcome them. Our team is skilled in removing negative items from credit reports, including those listed below:

We Challenge…

  • All inquiries that do not have open accounts will be removed. These unwanted inquiries lower your credit score due to multiple credit checks.

  • Eliminate the impact of missed payments that hurt your credit score.

  • Delete collections that show unresolved debts and affect your credit worthiness.

  • Remove charged off accounts showing unpaid debts on your credit report.

  • Erase repossessions that reflect severe payment issues impacting your credit.

  • Get relief from bankruptcies that significantly impact your credit standing.

  • We also remove student loans, negative closed accounts, evictions and child support.

How we do it?

Through a step-by-step process, we conduct a thorough analysis of your credit report, identifying areas of opportunity and inaccuracies. From there, our team goes to work on your behalf, communicating directly with creditors, credit bureaus, and collection agencies to negotiate the removal or correction of negative items. Every action we take is tailored to your unique situation, aiming to boost your score and help you reach your financial goals.

 FAQs

  • Results can vary depending on each client's unique credit situation and the types of items we’re working to address. However, many clients begin to see positive changes within 30 to 45 days of initiating the process. Keep in mind that credit repair is an ongoing process, and achieving the best results may take a few months.

  • While we can’t legally guarantee specific score increases, we can assure you that our proven strategies are designed to maximize your credit potential. Our team works diligently to address inaccuracies and remove negative items where possible, helping you build a stronger credit profile over time.

  • We help clients remove a variety of negative items, including bankruptcies, evictions, child support entries, repossessions, late payments, inquiries, and collections. Each item requires a tailored approach, and we prioritize transparency and honesty about what’s achievable based on your credit report.

  • Once an item is removed, it typically does not reappear unless it was removed due to an error or incomplete process. We take every step to ensure items are removed properly, but it’s important to understand that creditors may attempt to re-report certain items. If this happens, our team can provide further assistance to address it

  • Paying off debt can have a positive impact on your credit score, particularly if it reduces your credit utilization ratio. However, it’s only one factor in the credit scoring model. We assess each client's full credit profile to identify other areas of improvement that may have a stronger impact on your score