Welcome to Pinnaculum Solutions. These Terms and Conditions govern the use of our website and services provided by Pinnaculum Solutions, including our Done-For-You (DFY) Credit Repair service. By accessing our website and using our services, you agree to comply with these terms.

Services Provided

Pinnaculum Solutions provides a DFY Credit Repair service designed to help clients remove negative credit items and improve their credit scores. Our service is provided with a 90-day results-based guarantee.

Fees and Payments

- One-Time Payment: The DFY Credit Repair service requires a one-time payment ranging from $500 to $1,000.

- Monthly Credit Monitoring Fee: Clients are responsible for a $29.99 monthly credit monitoring fee to maintain the service. Credit monitoring is a requirement for the successful delivery of our services. We cannot continue the process on your credit if we do not have your credit monitoring for the month.

- Refund Policy: We offer a 90-day money-back guarantee if no results are achieved within 90 days of purchasing the DFY service. "No results" is defined as zero changes in the client’s credit report related to the items for which the service was engaged.

User Responsibilities

To ensure the success of the credit repair process, clients agree to:

- Provide Requested Documentation: Timely submission of all requested documents is necessary for us to process and submit disputes.

- Maintain Active Credit Monitoring: Continuous credit monitoring is required for accurate tracking and verification of changes.

Failure to meet these responsibilities may limit the effectiveness of the service and could affect eligibility for the 90-day money-back guarantee.

Privacy and Data Usage

We respect your privacy and will collect only the information needed to verify your identity and monitor credit. All personal information will be used solely for credit monitoring, identity verification, and dispute processing. For more information on how we protect your privacy, please refer to our Privacy Policy.

Limitation of Liability

Pinnaculum Solutions strives to deliver effective credit repair services but does not guarantee specific credit score outcomes. Our liability is limited to providing credit repair services, as described, within 90 days. In the event that no results are achieved, clients may qualify for a refund in accordance with our refund policy.

Intellectual Property

All content, including but not limited to text, images, logos, graphics, and software, available on this website is the intellectual property of Pinnaculum Solutions. Unauthorized use, reproduction, distribution, or modification of any materials is strictly prohibited and may result in legal action. Users are granted limited access to the site’s content solely for personal, non-commercial use in connection with our services.

Refunds and Cancellations

Refunds will only be issued if no results are achieved within the 90-day guarantee period, as outlined above. To request a refund, clients must contact customer support and provide necessary documentation as requested within day 91 and 120. After 120 days, the refund will be forfeited.

Amendments

Pinnaculum Solutions reserves the right to update or change these Terms and Conditions at any time. Continued use of the website and services after any changes indicates acceptance of the new terms.

For any questions or further clarification, please contact us at info@pinnaculumsolutions.com