Terms and Conditions

Effective Date: July 3, 2026

Welcome to Pinnaculum Solutions LLC.

By accessing this website or using our services, you agree to these Terms & Conditions.

Services

Pinnaculum Solutions LLC provides:

- Credit consulting

- Credit repair services

- Credit education

- Financial guidance

- Customer support

No specific outcome or credit score increase is guaranteed.

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Age Requirement

You must be at least 18 years old to use our SMS messaging services.

Privacy Policy Link

Please review our Privacy Policy for information on how your personal information is collected, used, and protected.

User Responsibilities

You agree that information you provide is accurate and truthful.

You agree not to misuse our website or services.

Payments

Fees, refunds, and payment terms are outlined separately in your service agreement.

Intellectual Property

All website content, branding, graphics, logos, and materials remain the property of Pinnaculum Solutions LLC.

Disclaimer

Information on this website is provided for educational purposes and should not be considered legal or financial advice.

Limitation of Liability

To the fullest extent permitted by law, Pinnaculum Solutions LLC shall not be liable for indirect, incidental, or consequential damages arising from the use of our services.

SMS Terms of Service

By providing your phone number and opting in through our website, you agree to receive SMS messages from Pinnaculum Solutions LLC. These messages may include appointment reminders, onboarding instructions, customer support, account updates, service notifications, and promotional messages if you have separately consented.

These messages may include:

- Appointment reminders

- Consultation scheduling

- Account updates

- Customer support

- Onboarding instructions

- Service notifications

- Promotional offers (only if you separately opt in)

Message frequency varies.

Message and data rates may apply.

Reply STOP to unsubscribe.

Reply HELP for assistance.

Consent to receive SMS messages is not a condition of purchasing any services.

Changes

We reserve the right to modify these Terms at any time.

Governing Law

These Terms are governed by the laws of the State of Missouri.

Contact Information

Pinnaculum Solutions LLC

Website:
https://www.pinnaculumsolutions.com

Email:
[email protected]